Welcome To
STARK & STYLE
Hi I'm
Saarthak Stark
Welcome to Stark and Style! I’m Saarthak, and I created this blog to share the lessons I’ve learned about the power of saving and budgeting. I’m not an expert—just someone who’s passionate about managing finances wisely and planning a budget that works for everyday life.
Through my own experiences, I’ve discovered how important it is to take control of your finances and make thoughtful decisions about spending. Here, I share simple strategies and tips to help you save for the things that matter most, whether it’s for your home, lifestyle, or future goals.
Join me on this journey to build a more financially mindful life, one budget at a time.
How It Works
01. Discover Practical Financial Tips
At Stark and Style, you’ll find a variety of blog posts and stories focused on personal finance, budgeting, and saving money. Whether you're looking to create a budget, find the best tools for managing finances, or learn tax-saving strategies, we provide valuable insights to help you make smarter financial decisions.
02. Actionable Advice for Real Results
Our goal is to offer clear, actionable advice that you can implement right away. We break down complex financial topics into easy-to-understand steps, so you can take control of your finances without the overwhelm. From simple budgeting tips to expert strategies, we make managing money easier for everyone.
03. Stay Informed and Empowered
We keep you updated with the latest money-saving techniques, financial tools, and success stories. By sharing practical resources and expert recommendations, Stark and Style helps you stay empowered in your financial journey—whether it’s cutting down on expenses, building savings, or planning for your future.
Trending Now
The 50/30/20 Rule: Spend 50% on needs, 30% on wants, and save 20%.
💡 When I first started budgeting, I used to save whatever was left at the end of the month—sometimes nothing! But once I started following the 50/30/20 rule, saving became automatic. Now, I pay myself first and never worry about running out of money.
An emergency fund should cover 3-6 months of expenses
💡 A friend of mine lost his job unexpectedly and had no savings. He struggled for months, relying on loans and credit cards. That was a wake-up call for me. I built an emergency fund, and now I sleep peacefully knowing I’m financially secure.
Investing early beats investing more—time matters more than money
💡 I once met two people: one started investing ₹5,000 per month at 25, the other started with ₹10,000 per month at 35. Guess what? The first person ended up with way more money at 50! Time is the real magic in wealth-building.
Avoid lifestyle inflation: Earning more doesn’t mean spending more
💡 When I got my first salary hike, I upgraded everything—better phone, expensive clothes, dining out. But by the end of the month, my savings were the same! I realized that true wealth isn’t about earning more but keeping more.
Credit card debt can cost you more than you think—pay it off ASAP!
💡 I once left a ₹5,000 balance on my credit card, thinking it wasn’t a big deal. A few months later, I owed almost ₹7,000 due to high interest! Now, I clear my credit card every month—no excuses.
Small savings add up! Saving ₹100 a day = ₹36,500 a year.
💡 I used to spend ₹100 daily on coffee and snacks. When I cut that in half, I saved ₹18,250 a year! Imagine what you could do with that money—invest it, travel, or buy something meaningful.
Track your spending for a month—you’ll be surprised where your money goes.
💡 When I tracked my expenses for the first time, I realized I spent ₹3,000 on unnecessary subscriptions I never used! Cancelling them freed up money I now use for things that actually matter.
Cutting small expenses (like unused subscriptions) can save thousands
💡 I once checked my bank statement and found I was paying for three streaming services I never used. Cancelling them saved me ₹8,000 a year! Always review your expenses—you’ll be shocked at what you’re wasting money on.